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Empowering rural Maasai women and communities through financial inclusion in Narok County, Kenya
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Capital Released
Total microloans disbursed
Unique Clients
Individuals reached
Repayment Rate
Average across all borrowers
Impact Evaluations
Loan recipients studied
EP Capital is a profit-for-purpose organisation founded in 2018. Inspired by addressing high poverty rates with flow-on effects impacting food security, health, and education.
EP Capital enables financial inclusion and empowers people over their own lives and those of their families and communities.
EP Capital is based in Kenya with major operations in Narok County, which has a 43.3% teenage pregnancy prevalence rate - the highest in Kenya. EP Capital focuses on:
Reflecting the purpose of supporting the people for which it exists.
Small, adaptable products that meet real community needs.
Through savings groups (chamas) that build trust and mutual support.
Strong local leadership and deep community roots.
All participants reported improved business management skills
Reported improved access to food and reduced shortages
Reported stronger household trust and cohesion
100% of loan recipients reported improved business management. All participants reported improved saving behaviour and future financial planning.
Improved family relationships were reported by 92% of participants. Reduced financial stress strengthened household trust and cohesion.
Access to food improved for 96% of participants. Reduced food shortages and improved meal frequency were widely reported.
Business income allowed families to plan and save for education. All but one participant reported improved ability to support school expenses.
EP Capital believes that financial exclusion is both a cause and consequence of poverty. By providing access to small, affordable loans, training and mentorship in financial literacy, and peer accountability through community groups, EP Capital enables lasting transformation.