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Personal Loans

Personal Loans
PERSONAL FINANCIAL SOLUTIONS

Personal Loans for Your Life Goals

Achieve your personal dreams with EP Capital's flexible personal loans. Whether you're planning a wedding, renovating your home, paying for education, or consolidating debt, we provide the financial support to make your goals a reality.

  • Loan Amount: KES 20,000 - 3,000,000
  • Interest Rate: From 13% p.a.
  • Repayment Period: 6 - 60 Months
  • Processing Time: 1-3 Working Days

Ready to Achieve Your Goals?

Get personal funding for life's important moments

Get Personal Loan

What You Can Use Personal Loans For

Personal loans from EP Capital give you the flexibility to fund almost any personal expense. Unlike business or emergency loans, personal loans are designed for planned expenses and life goals that improve your quality of life.

Home Improvement

Renovate your kitchen, add a new room, fix your roof, or upgrade your home. Make your house the comfortable space you've always wanted.

Wedding & Events

Plan your dream wedding, celebrate special occasions, or host memorable family events without financial stress.

Education & Training

Invest in yourself or your family's education. Pay for university fees, professional courses, or skills training programs.

Debt Consolidation

Combine multiple high-interest debts into one manageable monthly payment with better terms and lower interest rates.

Achieving Personal Goals

Why Choose EP Capital Personal Loans?

Our personal loans are designed with your individual needs in mind. We understand that everyone's financial situation is unique, so we offer flexible terms and personalized service to help you achieve your personal goals.

✓ No Collateral Required

Most personal loans up to KES 500,000 require no security or collateral

✓ Flexible Repayment Terms

Choose repayment periods from 6 months to 5 years to fit your budget

✓ Quick Processing

Get approved in 1-3 working days with minimal documentation

✓ Competitive Interest Rates

Enjoy some of the best personal loan rates starting from 13%

✓ No Hidden Fees

Transparent pricing with no surprise charges or hidden costs

✓ Early Repayment Option

Pay off your loan early without penalties and save on interest

Turn Your Dreams Into Reality

Thousands of individuals have achieved their personal goals with EP Capital personal loans. From dream weddings and home renovations to education and debt consolidation, our personal loans have helped individuals and families create the life they want. Take the first step towards your goals today.

12,000+

Personal Loans Approved

KES 1.5B+

Dreams Funded

96%

Customer Satisfaction

Personal Financial Advisory

Get free advice on budgeting, financial planning, and loan management to ensure your success.

Apply for Personal Loan