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About EP Capital

We exist to unlock economic potential by delivering accessible, ethical, and innovative financial solutions to the unbanked, underbanked, and underserved communities

At EP Capital, we believe in creating wealth and transforming lives through accessible financial services. We specialize in empowering entrepreneurs and communities with tailored loan products and investment solutions.

Our unique approach combines traditional microfinance with modern investment strategies, ensuring that every client receives personalized attention and financial solutions that match their specific needs. From small business loans to livestock financing, we're committed to fostering inclusive economic growth.

  • 10+ Years Experience

    Proven track record of helping businesses and individuals achieve financial success

  • Growing Success Stories

    Thousands of satisfied clients have transformed their lives through our services

  • 100% Trusted Partner

    Licensed and regulated microfinance institution committed to transparent, ethical practices

  • Wealth Management

    Expert investment advice and portfolio management to help you build long-term wealth

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About

10+
Years

Our Services

The Financial Solutions That We Provide For Our Valued Clients

At EP Capital, we offer comprehensive financial services designed to meet the diverse needs of Kenyan entrepreneurs and individuals. From quick loans to long-term investment strategies, we're here to support your financial journey every step of the way.

Business Loans

Fuel your entrepreneurial dreams with our flexible business loans. Whether you're starting a new venture or expanding an existing business, we provide the capital you need to succeed.

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Livestock Loans

Grow your farming operation with our specialized livestock financing. Perfect for purchasing cows, goats, chickens, and other livestock to boost your agricultural income.

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Emergency Loans

Get quick access to funds when you need them most. Our emergency loans provide fast, reliable financial assistance for unexpected expenses and urgent situations.

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Investment Services

Build long-term wealth with our expert investment guidance. We help you identify profitable opportunities and create diversified portfolios that align with your financial goals.

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Wealth Management

Let our experienced team help you grow and protect your wealth. We provide comprehensive portfolio management and financial planning services tailored to your needs.

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Financial Advisory

Financial Advisory Tailored Guidance. Smart Investments. Real Impact. Take control of your financial future with expert guidance that works. We help you budget better, manage debt wisely, and make smart investment decisions — all designed to build lasting financial freedom.

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How We Work

See How We Transform Lives Through Smart Financial Solutions

At EP Capital, we've streamlined our process to make accessing financial services simple, fast, and transparent. From your first application to ongoing support, we're with you every step of your financial journey.

EP Capital Client Success Story
  • Quick Application Process

    Apply online or visit our offices. Our simplified application takes just minutes to complete with minimal documentation required.

  • Fast Assessment & Approval

    Our expert team quickly evaluates your application using our proven assessment criteria. Get approval decisions within 24-48 hours.

  • Instant Fund Disbursement

    Once approved, funds are disbursed directly to your account or mobile money wallet within hours. Start your journey immediately.

  • Ongoing Success Support

    We don't just give loans - we partner with you for success. Get continuous financial advice and support throughout your journey.

Our Products

Explore Our Loan Products & Financial Services

Discover our comprehensive range of financial products designed to meet every need. From quick business loans to long-term investment solutions, we have the right financial product for your journey to success.

Business Loans

Business Loans

Small & Medium Enterprises
Livestock Loans

Livestock Loans

Agricultural Financing
Emergency Loans

Emergency Loans

Quick Financial Relief
Investment Services

Investment Services

Wealth Building
Wealth Management

Wealth Management

Portfolio Management
Financial Advisory

Financial Advisory

Expert Consultation

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Years Of Experience

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Satisfied Clients

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Loans Disbursed

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Regions Served

Testimonials

See What Our Client's Say About Our Services

Read success stories from our satisfied clients. From small business owners to farmers, see how EP Capital has helped transform lives through accessible financial services.

Our Partners

Trusted Banking Partners & Financial Institutions

We work closely with leading financial institutions to provide comprehensive services and ensure seamless transactions for our valued clients.

Equity Bank Kenya
KCB Bank Kenya
Co-operative Bank of Kenya
Tumaini Bank
M-Pesa Safaricom
Central Bank of Kenya

Licensed and regulated by the Central Bank of Kenya

Blog

Read Our Latest Blog To Solve Your Business Problem

Stay updated with expert insights on financial investment, business growth strategies, and wealth management tips to help you achieve your entrepreneurial goals.

Digital Lending Revolution: How Technology is Changing Business Financing

Digital Lending Revolution: How Technology is Changing Business Financing

The landscape of business financing has been revolutionized by digital lending platforms.What once required weeks of pap...

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Frequently Asked Questions
  • What is the core mission of EP Capital LTD?

    Our mission is to drive financial inclusion by providing ethical, accessible, and impact-driven financial solutions to underserved and unbanked communities.

  • Who are your target clients?

    We serve micro and small business owners, women in rural enterprises, livestock traders, farmers, boda boda riders, mama mbogas, fruit vendors, chamas, and members of conservancies—individuals often excluded from traditional financial systems.

  • What types of loan products do you offer?

    Our loan products are tailored to specific needs and include: MSME Loans: ChapChap (quick capital), Ongeza (expansion), Nawiri (growth), Stawika (high-ticket). Agriculture Loans: Mifugo Faida (livestock financing), Agri-Business (crop support). Personal Loans: Emergency, Mchango (social support), Education loans. Asset Financing: Including vehicle financing (coming soon).

  • How is EP Capital different from traditional microfinance institutions?

    We combine grassroots understanding with innovation. Our approach is relationship-based, tech-enabled, and community-first. We focus on impact and long-term value—not just transactions.

  • How do you ensure responsible lending and loan repayment?

    Through trust-based lending, customer education, localized vetting, and flexible repayment options. We prioritize transparency and work closely with our clients to ensure financial discipline.

  • What challenges are you solving that others overlook?

    We serve overlooked segments of the economy—rural women, informal traders, and micro-entrepreneurs—bridging the financing gap with practical, dignity-driven solutions that empower and uplift.

  • How do you support women and community empowerment?

    We provide financing tailored for women's groups, train them on financial literacy, and support local enterprises such as beadwork, agriculture, and small-scale trade. Empowered women power communities.

  • What role does technology play in your operations?

    We use mobile money platforms (like MPESA), are developing a mobile app and USSD services for broader access, and operate on modern financial management systems that enhance efficiency, transparency, and real-time reporting.

  • How do you manage risk, especially in remote or informal markets?

    We combine local knowledge, strong community relationships, data-driven assessments, and continuous monitoring to de-risk lending in informal and rural settings.

  • What impact has EP Capital made so far?

    We've helped small traders grow, enabled children to stay in school, supported women's financial independence, and improved livelihoods in marginalized communities across various counties.

  • How can investors or partners collaborate with EP Capital?

    We're open to partnerships with aligned investors, donor agencies, and development organizations. Reach out through our Contact page to explore opportunities for collaboration.

  • What is your long-term vision?

    To become the leading impact finance provider in East Africa—empowering millions through inclusive finance, tech-driven solutions, and partnerships rooted in trust and transformation.